Horizon Bank Announces John Rybicki as Vice President, Sr. Commercial Loan Officer

Michigan City, Indiana – John Freyek, Market President of Lake County, is pleased to announce John Rybicki as Vice President, Sr. Commercial Loan Officer. Rybicki has more than 20 years of commercial lending experience, serving clients across both the Chicagoland and Northwest Indiana markets. In his new role, he will focus on building and maintaining relationships with commercial clients, structuring and negotiating loan terms, and providing expertise in commercial real estate financing. A graduate of